Savings and Credit Co-Operatives have provided essential financial services to a significant portion of the Kenyan population who were previously unable to obtain such services at commercial banks. ...

Deposit-taking Savings and Credit Cooperative Societies have increasingly adopted financial inclusion practices. However, many continue to exhibit poor growth, as evidenced by declining membership, assets, loan repayment ...

This study assessed seasonal variations in physicochemical water quality of the Athi river basin, Kenya. Water quality data was collected for eight months, covering dry and rainy seasons. The study used ten physicochemical ...

Purpose:The study sought to examine the socio-demographic characteristics of women accessing the Women Enterprise Fund (WEF) and to evaluate its socio-economic impact on beneficiaries in Kitui Central Sub-County, Kenya. ...

Indices of shallow rootedness and fractal methods of root system study were combined with sapflow monitoring to determine whether these ‘short-cut’ methods could be used to predict tree competition with crops and complementarity ...

The exponential growth of Internet of Things (IoT) devices has introduced significant security challenges, particularly in securing token-based communication protocols used for authentication and authorization. This survey ...

The global pursuit of academic excellence in secondary education faces significant hurdles in resource-constrained environments. In Kenya, high student-to-teacher ratios limit individualized support, necessitating scalable, ...

Forests are believed to play critical ecological, social, cultural, and economic role to the livelihoods of smallholder farmers in Kenya and even all over the world. Forestry Provisioning Ecosystem Services (FPES) contribute ...

Water is an essential natural resource, vital for any development to take place. However, not more than one percent of the water is freely available for human needs including agricultural production in the entire world. ...

The use of incorrect agricultural methods and utilization of land, excessive inorganic chemical applications, misguided cultivation, and nutrient mining have all contributed to a considerable deterioration in soil health ...